How it Works

How Credex Auto Loans Work

Credex offers you a fast and easy method to get a car title loan. The entire process takes less than 30 minutes. Good credit is not a ment, and the best part is you get cash and keep driving your car!

1. Apply Today

1. Apply Today

Fill out our online form or stop by one of our locations.
Bring you car for a quick inspection, a valid government-issued ID, proof of income, and your vehicle’s title or registration to one of our locations near you.
2. Get Approved

2. Get Approved

The title loan amount is based on equity; we use the appraisal value of your vehicle and your cash need to determine the appropriate amount of money you will get. Once the application process is completed, it only takes as little as 20 min to get you approved.
3. Get your cash

3. Get your cash

Credex gives you the cash you need, and you keep driving your vehicle. We do not need to keep your vehicle. We just keep the vehicle title. There are no credit checks and no long waiting time for stacks of paperwork. Get the cash and keep your car today!

Fair & Responsible Lending

We are committed to provide our customers with a positive experience using the highest level of transparency and fairness

Credex Loan Solutions uses “Auto Title Loans” for advertisement purposes only and provides auto equity loans. The lenders are licensed under the “Florida Consumer Finance Act” under Florida Statute 516 and as such lenders loans is exempt from any licensing requirements under the “Florida Title Loan Act” to the extent that any of lenders activities involve the making of a loan of money to a consumer secured by bailment of a certificate of title to a motor vehicle. Approval is primarily based on the customer ability to repay the loan and the vehicle condition.

Fees: $25.00 Application Fee.

APR: Our annual percentage rate ranges from 18.95% to 34.59%.

Repayment: We offer easy payment options to suit your ability to repay the loan, currently ranging from 6 Months to 24 Months.

Loan Amount: $93.25 Lien Holder and Document Stamp Tax are included in your loan amount.

The table below represents illustrative examples of the cost of a loan. If you have any questions, or would like more information, please feel free to ask. Make sure you understand the terms and costs of your loan.

Loan Amount APR Application – One time fee Term Monthly Payment Total of Payments
$1,097.18 34.59% $25 12 Months $106.96 $1,283.53
$5,111.23 18.95% $25 24 Months $255.17 $6,124.17

* Other insurance coverages may be required to be approved. Please call us for further details.

Sample 1

Loan Amount

$1,097.18

APR

34.59%

Application – One time fee

$25

Term

12 Months

Monthly Payment

$106.96

Total of Payments

$1,283.53

Sample 2

Check Amount

$5,111.23

APR

18.95%

Application – One time fee

$25

Term

24 Months

Monthly Payment

$255.17

Total of Payments

$6,124.17

* Other insurance coverages may be required to be approved. Please call us for further details.