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Auto Title Loans

Use Your Car’s Equity to get the money you need!

If you are looking for a fast way to get cash in the same day, check out our easy car title loans! Credex offers you a fast and easy method to get cash using the equity in your car.
The entire process takes less than 30 minutes. Good credit is not required and the best part is, you get cash and keep driving your car! You just need to own your vehicle and have a clear car title to get thousands of dollars.

Being approved for an auto title loan with Credex is easy; you just need to meet the following requirements:

  • Must be at least 18 years old.
  • Have a valid Florida driver license.
  • Own a car in good condition.
  • Have the title of the car with no Liens against it.
  • Be able to pay the Loan back.

That’s all we need to determine your eligibility and the amount of cash you can get.
Fill out our FREE Quote Form now; our friendly representatives are waiting to assist you today.

Credex Title Loan Benefits

  • No Credit Check
  • Loans From $1,000 to $10,000
  • Over 98% of the applications get Approved.
  • Low APRs ranging from 18-30%
  • Repayment Options from 6-24 Months
  • You Keep the Cash and your Car

How it Works

3 Simple steps to get the money you need!

1

Apply Today

Bring your vehicle, the title of your car, a government-issued ID, a proof of income and a proof of residence.

2

Get Approved

Credex can easily approve you for an amount based on the appraisal value of your vehicle.

3

Get your cash

You get the cash and you keep driving your vehicle. There is no waiting time for stacks of paperwork.

Getting fast cash has never been so easy!

Apply Now

Frequently Asked Questions

These loans are based on the value of your vehicle. The Loan works by the lender holding on to the car tittle in exchange to giving the borrower cash. You can keep driving your car, and will receive the tittle back when you complete the payment of the Loan.
The title of the car has to be in your name and with no Liens against it. A current ID such as a Driver’s License from the State. The car, for a mechanical inspection but then you keep driving it. A proof of Address such as a bill with your name and address. a proof of income, like a current pay stub or a copy from your bank statement with periodic deposits that will show that you are going to be able to pay the Loan back. If you have any questions please contact us at 1855-55CREDEX OR 1855-552-7333.
The amount of money we can borrow is based on the value of your car, the minimum we can give is $1000, from there we can go up.
Yes, you will keep the car the entire time. When you finish making your payments, you will receive your title back.
At CREDEX we do not run a credit check for you to qualify for a title loan, rather the loan is based on the value of your car. But we do report to the credit bureaus, and this will highly improve your credit.
No, we will not charge any fees to see if you qualify for a title loan.
The process takes 20 minutes. Depending on the amount of people waiting at the office; but as soon as you start the process, you will have access to your money in 20 minutes.
Your first payment will be due 30 days after you get your loan.
We provide our customers to choose from various repayment Monthly options. The average term of our loans is 12 months.
You can choose to pay at any of our different locations in South Florida, there you can pay with Cash, Money Orders, Personal Checks, Credit and Debit cards. You can also pay on the phone with a Debit or Credit card, or you can send your payments in the mail.
Our loans are asset backed loans, based on the value of your vehicle. We do not check your credit and if you have filed for bankruptcy before we need your bankruptcy discharge forms.
Yes the vehicle needs to have a Florida title. Converting an out of State title to Florida Title is an easy process.
No, there are no prepayment penalties. At any time you can pay your loan off, we will release your title back to you, and you will save the interest for the months you don’t use the loan.
We give you a check from a local bank. You will be able to cash your check right away and have access to your money.
We have multiple locations through South Florida. We are open Monday through Friday, from 9 am to 5 pm. Visit contact page for more information.

Don’t Take Our Word For It.

Read What Our Customers Say.

“I would recommend to anyone looking for loans. I was in financial troubles and this credit company managed to help me in the most beneficial way for me possible. Very fast loans and friendly staff.”

Dennis Natale

“I really enjoyed making business with Credex. Very humble and honest guys. Did not try to rip me off. Excellent loan agency!”

Richard Villalba

“Don’t even hesitate to use this company. This is the best loan agency I’ve ever encountered so far. I am writing this review because they really left a good impression on me. Good guys to do business with. Probably the best local loan agency in Hialeah!”

Alejandro Hernandez

“Credex is a great company to get an auto title loan. Working with them was easy and hassle free. I’ve had some very bad experiences with other companies that offer loans but I’m so glad that this one is not like them!”

Melinda Adler

Credex Loan Solutions uses “Auto Title Loans” for advertisement purposes only and provides auto equity loans. The lenders are licensed under the “Florida Consumer Finance Act” under Florida Statute 516 and as such lenders loans is exempt from any licensing requirements under the “Florida Title Loan Act” to the extent that any of lenders activities involve the making of a loan of money to a consumer secured by bailment of a certificate of title to a motor vehicle.
Approval is primarily based on the customer ability to repay the loan and the vehicle condition.
Fees: $79.75 Lien Fee, $25.00 Application Fee, Document Stamp Tax (It varies depending on loan amount). All fees are rolled into the life of the loan. APR: Our annual interest rate ranges from 18% to 30%.
Repayment: We offer easy payment options to suit your ability to repay the loan, currently ranging from 6 Months to 24 Months.
The table below represents illustrative examples of the cost of a loan. If you have any questions, or would like more information, please feel free to ask. Make sure you understand the terms and costs of your loan.

Check Amount Interest Rate(APR) Lien Holder – One time Fee Application – One time fee Doc Stamps – One time fee Term Monthly Payment Total of Payments
$1,000.00 30% – $188.30 $79.75 $25.00 $3.88 12 Months $108.08 $1,296.93
$7,000.00 23.89% – $1,427.60 $79.75 $25.00 $24.95 18 Months $475.41 $8,557.30

* Other insurance coverages may be required to be approved. Please call us for further details.

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