Communication Consent
In this Communication Consent (“Consent”) the words “we,” “us,” and “our” refer to Credit Express LLC, and any of our affiliates, agents, service providers or assignees, with whom we have contracted to market or otherwise communicate, including assistance to facilitate payments to your Account(s). The words “you” and “your” mean you, the individual identified on the loan application packet that you have submitted to us (“Application”).
You (a) certify that all information you have provided or will provide to us is true and accurate; (b) understand that we will retain information you provide to us whether or not you receive a loan from us; and (c) acknowledge and agree that we may share certain non-public personal information about you in accordance with our Privacy Policy, to provide marketing information concerning other products or services offered by us or third parties, or as provided by law.
You agree that during the application process and loan administration (if you successfully obtain a loan with us) we may: (a) monitor and record telephone calls to assure the quality of our service or for other reasons; (b) call you, leave you a voice or prerecorded voice message, or send you a text, e-mail, or other electronic message (each a “Communication”) for any purpose related to your Application or loan, including, but not limited to, application information, d documentation, loan information, promotions and other marketing material; (c) call or text you at any telephone number you provide on your Application, including cellular telephone numbers, and may send an e-mail to any e-mail address you provide on your Application; (d) your personal information in a Communication; and (e) always communicate with you in an manner permissible by law that does not your prior consent. Our contact, however, will relate only to the products or services in which you are interested in this online Something is wrong, and we may call or email you even if you do not submit or save the online application.
Fair & Responsible Lending
We are committed to provide our customers with a positive experience using the highest level of transparency and fairness
Credex Loan Solutions uses “Auto Title Loans” for advertisement purposes only and provides auto equity loans. The lenders are licensed under the “Florida Consumer Finance Act” under Florida Statute 516 and as such lenders loans is exempt from any licensing requirements under the “Florida Title Loan Act” to the extent that any of lenders activities involve the making of a loan of money to a consumer secured by bailment of a certificate of title to a motor vehicle. Approval is primarily based on the customer ability to repay the loan and the vehicle condition.
Fees: $25.00 Application Fee.
APR: Our annual percentage rate ranges from 18.95% to 34.59%.
Repayment: We offer easy payment options to suit your ability to repay the loan, currently ranging from 6 Months to 24 Months.
Loan Amount: $93.25 Lien Holder and Document Stamp Tax are included in your loan amount.
The table below represents illustrative examples of the cost of a loan. If you have any questions, or would like more information, please feel free to ask. Make sure you understand the terms and costs of your loan.
| Loan Amount | APR | Application – One time fee | Term | Monthly Payment | Total of Payments |
| $1,097.18 | 34.59% | $25 | 12 Months | $106.96 | $1,283.53 |
| $5,111.23 | 18.95% | $25 | 24 Months | $255.17 | $6,124.17 |
* Other insurance coverages may be required to be approved. Please call us for further details.
Sample 1
Loan Amount
$1,097.18
APR
34.59%
Application – One time fee
$25
Term
12 Months
Monthly Payment
$106.96
Total of Payments
$1,283.53
Sample 2
Check Amount
$5,111.23
APR
18.95%
Application – One time fee
$25
Term
24 Months
Monthly Payment
$255.17
Total of Payments
$6,124.17
* Other insurance coverages may be required to be approved. Please call us for further details.