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Auto Title Loans Process

Auto title loans allow individuals to access cash quickly, especially for borrowers who have bad or no credit. This type of loan works by taking a vehicle title as collateral; with a value that is equal or more than the amount of the loan. Often, people apply for an auto title loan in case of an emergency or other short-term expense. Depending on the lender and the value of your car, you may borrow as little as $1,000 or as much as $5,000. If you are planning to apply for an auto title loan, below are some basic information about the auto title loans process:

Check Your Eligibility

Before you apply for a Credex auto equity loan, you should meet the following requirements:

  • Your car title has no liens against it.
  • Your car is in good condition.
  • You have a valid Florida driver license.
  • You are at least 18 years old.
  • You can prove that you are able to pay the loan back.

Send in Your Application

Once you meet the criteria, you may proceed to fill out our FREE Quote Form at https://credex.net/apply-now.

Please provide us with accurate personal information

  • Full name
  • Phone number
  • Email address
  • Make of your Car
  • Model of your Car
  • Year
  • Estimate mileage

Head Down to One of Our Auto Title Loan Agencies

At Credex, our auto title loan agencies are conveniently located throughout South Florida, including Miami, Fort Lauderdale, and West Palm Beach. Below is a list of our main and affiliated agencies:

  • Hialeah: 1225 W 49th St, Hialeah, FL33012 (Phone: 305 777-1757).
  • Oakland Park: 830 E Oakland Park Blvd Suite 126, Oakland Park, FL33334 (Phone: 954 393-0025).
  • Lake Worth: 1441 S Military Trail, West Palm Beach, FL33415 (Phone: 561 290-1700).
  • Homestead: 28856 S Dixie Hwy, Homestead, FL33033 (Phone: 305 777-1757).
  • Bird Road Miami: 7282 SW Bird Rd, Miami, FL33155 (Phone: 305 777-1757).
  • Palmetto Bay: 16935 S Dixie Hwy, Palmetto Bay, FL33157 (Phone: 305 777-1757).
  • Miami: 1250 NW 7th St #201, Miami, FL33125 (Phone: 305 777-1757).

We will require the title of your car, a proof of residence, a proof of income, and a government-issued ID. Your vehicle is required to be brought in for an inspection as well. Ensure that the title of the car is in your name; provide a bank statement to show periodic deposits or a current pay stub that can be used as the proof of income.

1
Step one apply for car title loan

Wait for Approval

As Credex does not run credit checks by going through loads of paperwork, the overall approval process takes as little as 20 minutes to get you approved!

2
Step two be approved for a title loan

Loan Approved

Once the loan has been approved, Credex will provide a check from a local bank. You can therefore cash your check right away and start using the money.

3
Step three get cash for your car title

Pay Your Loans on Time

Borrowers can continue driving the car and will receive their titles back when they have cleared their payments. Consider making early repayments to save on interest fees. Credex does not impose prepayment penalties!

If you have more questions about Credex's auto title loans process, do not hesitate to get in touch with us via this contact page.

Getting fast cash has never been so easy!

Frequently Asked Questions

These loans are based on the value of your vehicle. The Loan works by the lender holding on to the car tittle in exchange to giving the borrower cash. You can keep driving your car, and will receive the tittle back when you complete the payment of the Loan.
The title of the car has to be in your name and with no Liens against it. A current ID such as a Driver’s License from the State. The car, for a mechanical inspection but then you keep driving it. A proof of Address such as a bill with your name and address. a proof of income, like a current pay stub or a copy from your bank statement with periodic deposits that will show that you are going to be able to pay the Loan back. If you have any questions please contact us at 1855-55CREDEX OR 1855-552-7333.
The amount of money we can borrow is based on the value of your car, the minimum we can give is $1000, from there we can go up.
Yes, you will keep the car the entire time. When you finish making your payments, you will receive your title back.
At CREDEX we do not run a credit check for you to qualify for a title loan, rather the loan is based on the value of your car. But we do report to the credit bureaus, and this will highly improve your credit.
No, we will not charge any fees to see if you qualify for a title loan.
The process takes 20 minutes. Depending on the amount of people waiting at the office; but as soon as you start the process, you will have access to your money in 20 minutes.
Your first payment will be due 30 days after you get your loan.
We provide our customers to choose from various repayment Monthly options. The average term of our loans is 12 months.
You can choose to pay at any of our different locations in South Florida, there you can pay with Cash, Money Orders, Personal Checks, Credit and Debit cards. You can also pay on the phone with a Debit or Credit card, or you can send your payments in the mail.
Our loans are asset backed loans, based on the value of your vehicle. We do not check your credit and if you have filed for bankruptcy before we need your bankruptcy discharge forms.
Yes the vehicle needs to have a Florida title. Converting an out of State title to Florida Title is an easy process.
No, there are no prepayment penalties. At any time you can pay your loan off, we will release your title back to you, and you will save the interest for the months you don’t use the loan.
We give you a check from a local bank. You will be able to cash your check right away and have access to your money.
We have multiple locations through South Florida. We are open Monday through Friday, from 9 am to 5 pm. Visit contact page for more information.

Don’t Take Our Word For It.

Read What Our Customers Say.

“I would recommend to anyone looking for loans. I was in financial troubles and this credit company managed to help me in the most beneficial way for me possible. Very fast loans and friendly staff.”

Dennis Natale

“I really enjoyed making business with Credex. Very humble and honest guys. Did not try to rip me off. Excellent loan agency!”

Richard Villalba

“Don’t even hesitate to use this company. This is the best loan agency I’ve ever encountered so far. I am writing this review because they really left a good impression on me. Good guys to do business with. Probably the best local loan agency in Hialeah!”

Alejandro Hernandez

“Credex is a great company to get an auto title loan. Working with them was easy and hassle free. I’ve had some very bad experiences with other companies that offer loans but I’m so glad that this one is not like them!”

Melinda Adler

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