If you are looking for a fast way to get cash in the same day, check out our easy car title loans! Credex offers you a fast and easy method to get cash using the equity in your car.
The entire process takes less than 30 minutes. Good credit is not required and the best part is, you get cash and keep driving your car! You just need to own your vehicle and have a clear car title to get thousands of dollars.
Being approved for an auto title loan with Credex is easy; you just need to meet the following requirements:
- Must be at least 18 years old.
- Have a valid Florida driver license.
- Own a car in good condition.
- Have the title of the car with no Liens against it.
- Be able to pay the Loan back.
That’s all we need to determine your eligibility and the amount of cash you can get.
Fill out our FREE Quote Form now; our friendly representatives are waiting to assist you today.
How Auto Title Loans Work?
The easy way to get money as soon as today!
1. APPLY TODAY
Fill out our online form or stop by one of our locations. Bring your car for a quick inspection, the title(free of liens), a valid driver license, proof of your current address and proof of a source of income to pay the loan back to any of our locations near you.
2. GET APPROVED
The title loan amount is based on equity, we use the appraisal value of your vehicle and your cash need to determine the right amount of money you will get. Once the application process is completed it only takes as little as 20 min to get you approved.
3. GET CASH
Credex gives you the cash you need and you keep driving your vehicle. We do not need to keep your vehicle, just the Title. There are no credit checks and no long waiting time for stacks of paperwork. Get the cash and keep your car today!
Frequently Asked Questions
How do car tittle loans work?
These loans are based on the value of your vehicle. The loan works by the lender holding on to the car tittle in exchange to giving the borrower cash. You can keep driving your car, and will receive the tittle back when you complete the payment of the loan.
What do I need to get a title loan?
The title of the car has to be in your name and with no Liens against it. A current ID such as a Driver’s License from the State. The car, for a mechanical inspection but then you keep driving it. A proof of Address such as a bill with your name and address. a proof of income, like a current pay stub or a copy from your bank statement with periodic deposits that will show that you are going to be able to pay the Loan back. If you have any questions please contact us at 1855-55CREDEX OR 1855-552-7333.
How much money can I possibly get?
The amount of money we can borrow is based on the value of your car, the minimum we can give is $1000, from there we can go up to 10,0000.
Will I be able to keep driving my car?
Yes, you will keep the car the entire time. When you finish making your payments, you will receive your title back.
I have a bad credit. Can I qualify for a title loan?
At CREDEX we do not run a credit check for you to qualify for a title loan, rather the loan is based on the value of your car. But we do report to the credit bureaus, and this will highly improve your credit.
Will bankruptcy prevent me from getting a title loan?
Our loans are asset-based loans(based on the value of your vehicle). If you have filed for bankruptcy before we need your bankruptcy discharge forms.
Is there any charge to see if I qualify for the loan?
No, we will not charge any fees to see if you qualify for a title loan.
How quickly can you give me the cash?
The process takes 20 minutes. Depending on the amount of people waiting at the office; but as soon as you start the process, you will have access to your money in 20 minutes.
What if I still owe money on my car?
We need you ta have your car fully paid and the title in your hand for us to be able to help you.
If I pay off the loan early, are there any charges?
No, there are no prepayment penalties. At any time you can pay your loan off, we will release your title back to you, and you will save the interest for the months you don’t use the loan.
At Credex, we strive to deliver car title loans based on a great level of transparency and fairness. Since our title loans are secured we do not need to check your credit score to lend you money.
Approval is primarily based on the customer ability to repay the loan and the vehicle condition.
Fees: $79.75 Lien Fee, $25.00 Application Fee, Document Stamp Tax (It varies depending on loan amount). All fees are rolled into the life of the loan.
APR: Our annual interest rate ranges from 18% to 30%.
Repayment: We offer easy payment options to suit your ability to repay the loan, currently ranging from 6 Months to 24 Months.
The table below represents illustrative examples of the cost of a loan. If you have any questions, or would like more information, please feel free to ask. Make sure you understand the terms and costs of your loan.
|Check Amount||Interest Rate(APR)||Lien Holder – One time Fee||Application – One time fee||Doc Stamps – One time fee||Term||Monthly Payment||Total of Payments|
|$1,000.00||30% – $188.30||$79.75||$25.00||$3.88||12 Months||$108.08||$1,296.93|
|$7,000.00||23.89% – $1,427.60||$79.75||$25.00||$24.95||18 Months||$475.41||$8,557.30|
* Other insurance coverages may be required to be approved. Please call us for further details.